# No Liquidations

#### Most DeFi Platforms rely on liquidations to enforce eventual repayment. Vendor uses repayment due dates.

As a borrower on Vendor you have two ways of action and under neither of them user will end up being liquidated.

1. Payback your loan on time to reclaim your collateral. Partial repayments are supported as well.
2. Do not payback your loan, keep the entirety of the lend token and [default](/overview/vendor-finance-v1/definitions.md) on your collateral

Due to the lack of liquidations, tokens listed on Vendor are not prone to experiencing [liquidation cascades](https://yield.app/blog/what-are-liquidation-cascades-in-crypto), which ultimately protects the holders of those tokens.


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