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Token w/ No Oracle
If the collateral token you are accepting does not have an Oracle, the "Undercollateralized Borrowing" toggle defaults to the ON position.
You will not be able to deploy the pool without it being toggled on.
It is important you monitor your pool if you choose this option. You can pause borrowing at anytime if the collateral token's price is at an undesirable price level.
This will help protect you and stop people from borrowing when the collateral tokens price is less than the mint ratio.
If you do not pause borrowing people will be able to deposit collateral and get more lend token than the collateral value!