# No Liquidations #### There are **no liquidations** for borrowers. A borrower has two options: 1. Payback your loan to receive your collateral back 2. Do not payback your loan, keep the lent token and [default](/overview/vendor-finance-v1/definitions.md) on your collateral **Since there are no liquidations with VENDOR, the protocol’s native token suffers less of an impact in a down trending market. In return protecting the protocols token holders as a whole.** --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.vendor.finance/overview/vendor-finance-v1/benefits/no-liquidations.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.