# What is Vendor Finance? Vendor Finance is a loan marketplace aimed at facilitating fixed-term, fixed-rate, non-liquidation loans without an oracle dependency. There are currently two versions of the protocol, with V1 having launched in August 2022, and V2 subsequently launching in May 2023. While the core lending and borrowing principles hold true for both versions, V2 holds substantial optimizations geared toward enhancing the lending and borrowing process. If you have any questions, don't hesitate to reach out in our [discord](https://discord.gg/zscVwA7X). We are always happy to help. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.vendor.finance/overview/what-is-vendor-finance.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.